P&C Insurance Services

Property and Casualty Insurance Products
Personal and Commercial Coverages
Ruchin & Associates, LLC has offered property and casualty insurance in the State of Connecticut for over 30 years.  We offer a wide variety of insurance products and services to our clients including:
• Auto Insurance (including high risk drivers)
• Homeowners Insurance and Second Home Coverage
• Personal Floater (jewelry, antiques, fine arts, etc.)
• Personal Umbrella Coverage
• Business Auto
• Business Liability Insurance and Umbrella coverage
o Trades coverage (carpenters, plumbers, etc.) including tool coverage
o Commercial Liability
o Office Insurance
o Retail Insurance 
o Director and Officer Liability Coverage
• Inland Marine 
• Boat Coverage
• Motorcycle Insurance (all types)
• Federal Flood Insurance
• Surety Bonding (including probate bonds)
Ruchin & Associates, LLC also has markets for specialty coverages such as yachts, high-risk autos, valuable personal property (such as collections of fine arts, tools, cameras, etc.)
Multi-line and multi-vehicle discounts may be available.