P&C INSURANCE SERVICES

Property and Casualty Insurance Products

Personal and Commercial Coverages

Ruchin & Associates, LLC has offered property and casualty insurance in the State of Connecticut for over 30 years.  We offer a wide variety of insurance products and services to our clients including:

• Auto Insurance (including high risk drivers)
• Homeowners Insurance and Second Home Coverage
• Personal Floater (jewelry, antiques, fine arts, etc.)
• Personal Umbrella Coverage
• Business Auto
• Business Liability Insurance and Umbrella coverage
  • Trades coverage (carpenters, plumbers, etc.) including tool coverage
  • Commercial Liability
  • Office Insurance
  • Retail Insurance 
  • Director and Officer Liability Coverage
• Inland Marine 
• Boat Coverage
• Motorcycle Insurance (all types)
• Federal Flood Insurance
• Surety Bonding (including probate bonds)

Ruchin & Associates, LLC also has markets for specialty coverages such as yachts, high-risk autos, valuable personal property (such as collections of fine arts, tools, cameras, etc.)

Multi-line and multi-vehicle discounts may be available.

Fixed insurance products and services are separate from and not offered through Commonwealth Financial Network®.